US Patent Issued to Capital One Services on Nov. 18 for "Identification card based multi-factor authentication" (Virginia, Pennsylvania, Maryland, New York, Delaware, District Of Columbia Inventors)

ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,476,965, issued on Nov. 18, was assigned to Capital One Services LLC (McLean, Va.).

"Identification card based multi-factor authentication" was invented by Joshua Edwards (Philadelphia), Justin Anthony Bowers (Richmond, Va.), Lea Cody (Washington), Elaina Teramoto (McLean, Va.), Tyler Maiman (Melville, N.Y.), Mary Sweeney (Wilmington, Del.), Erik Neighbour (Arlington, Va.) and Anantha Swarna Kavi (Clarksburg, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for improvements to multifactor authentication (MFA) techniques are described herein. The improved and enhanced MFA techniques can leverage user interaction data to predict an e...