US Patent Issued to Capital One Services on Nov. 18 for "Account aggregation and caching systems and methods" (Georgia, Massachusetts Inventors)

ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,477,046, issued on Nov. 18, was assigned to Capital One Services LLC (McLean, Va.).

"Account aggregation and caching systems and methods" was invented by Kevin Osborn (Newton Highlands, Mass.) and Samuel Rapowitz (Roswell, Ga.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques for improved management of data may include the aggregation of connections with data sources, the aggregation of data, and/or the dynamic caching of data using data caching models. The caching model(s) may be adaptable based on data characteristics, user information, and/or usage information."

The patent was filed on Feb. 13, 2024, under Application No. 18/440,426.

*For f...