US Patent Issued to Capital One Services on Nov. 11 for "Systems and methods for user characteristic determination through cryptographic tokenized data" (Georgia, Virginia Inventors)

ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,468,820, issued on Nov. 11, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for user characteristic determination through cryptographic tokenized data" was invented by Samuel Rapowitz (Roswell, Ga.), Julian Duque (Arlington, Va.), Purva Shanker (Arlington, Va.) and Dennis Liu (Richmond, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The invention relates to generating cryptographic tokens based on characteristic determination. The system may generate and transmit a request for encrypted records from a blockchain node, receive the encrypted records from the blockchain node, decrypt the encrypted records into payload ident...