ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,470,398, issued on Nov. 11, was assigned to Capital One Services LLC (McLean, Va.).
"System and method for reducing authentication delays related to security module processing" was invented by Rohit Joshi (Glen Allen, Va.), Swapna Mandala (McLean, Va.) and Vishal Parikh (Glen Allen, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "In some embodiments, reducing authentication delays related to security module processing may be facilitated. In some embodiments, a first authentication code may be generated based on a first verification code associated with an account. The first authentication code may be stored in association with the account. An authent...