ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,469,508, issued on Nov. 11, was assigned to Capital One Services LLC (McLean, Va.).
"Information exchange on mobile devices using audio" was invented by Ian Fitzgerald (Arlington Heights, Ill.).
According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a user device may receive input that triggers transmission of information via sound. The user device may select an audio clip based on a setting associated with the device, and may modify a digital representation of the selected audio clip using an encoding algorithm and based on data associated with a user of the device. The user device may transmit, to a remote server, an indication of the s...