ALEXANDRIA, Va., June 10 -- United States Patent no. 12,293,363, issued on May 6, was assigned to Capital One Services LLC (McLean, Va.).

"Multi-factor automated teller machine (ATM) personal identification number (PIN)" was invented by Abdelkadar M'Hamed Benkreira (Washington), Michael Mossoba (Great Falls, Va.) and Joshua Edwards (Philadelphia).

According to the abstract* released by the U.S. Patent & Trademark Office: "An automated teller machine (ATM) may include an input component and one or more processors. The input component may be configured to detect multi-factor input associated with an account. The multi-factor input may include at least two of: a sequence of characters input via the input component, a force with which at leas...