ALEXANDRIA, Va., June 16 -- United States Patent no. 12,307,466, issued on May 20, was assigned to Capital One Services LLC (McLean, Va.).
"Method for provisioning merchant-specific payment apparatus" was invented by Abdelkader M'Hamed Benkreira (Washington), Tyler Maiman (Melville, N.Y.) and Brendan Way (Brooklyn, N.Y.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments are directed to a method and system for provisioning a merchant-specific payment apparatus, such as a temporary payment card, via a computing device, such as an automated teller machine (ATM). A user, such as a customer, may specify a merchant. A record of known payment acceptance types at that merchant may be returned, which ...