US Patent Issued to CAPITAL ONE SERVICES on May 20 for "Dynamic transaction card protected by multi-factor authentication" (District Of Columbia, Texas Inventors)

ALEXANDRIA, Va., June 16 -- United States Patent no. 12,307,457, issued on May 20, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).

"Dynamic transaction card protected by multi-factor authentication" was invented by Tyler Locke (Washington) and Kevin P. Kelly (Austin, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associa...