ALEXANDRIA, Va., June 12 -- United States Patent no. 12,299,684, issued on May 13, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).
"Systems and methods for digitally issued loyalty enrollment" was invented by Abdelkader Benkreira (Washington), Tyler Maiman (Melville, N.Y.) and Brendan Way (Brooklyn, N.Y.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for implementing an auto-pause functionality for recurring payment transactions that continue to be charged, despite being associated with an unavailable merchant service as mandated by a public closure restriction. One operational aspect of the disclosed system/method is active detection of a possible closure condition based on monit...