ALEXANDRIA, Va., June 12 -- United States Patent no. 12,301,735, issued on May 13, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for contactless card communication and multi-device key pair cryptographic authentication" was invented by Jeffrey Rule (Chevy Chase, Md.), Kevin Osborn (Newton Highlands, Mass.) and Wayne Lutz (Fort Washington, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for authentication may include an authenticator. The authenticator may include a processor and a memory. The processor may be configured to: receive one or more challenges; generate a first instruction, the first instruction including a request to retrieve a first Fast Iden...