US Patent Issued to Capital One Services on May 13 for "Personalized QR codes for ATM authentication" (New York Inventors)

ALEXANDRIA, Va., June 12 -- United States Patent no. 12,299,668, issued on May 13, was assigned to Capital One Services LLC (McLean, Va.).

"Personalized QR codes for ATM authentication" was invented by Jeremy J. Phillips (Brooklyn, N.Y.) and Ashay Sheth (New York).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed herein are system, method, and computer program product embodiments for creating a personalized visual code for completing a transaction at an Automated Teller Machine (ATM). An embodiment operates by receiving a request to complete a transaction from a mobile application on a user device, pairing the transaction with an ATM, retrieving information unique to the user, generating a personalized...