ALEXANDRIA, Va., March 5 -- United States Patent no. 12,242,800, issued on March 4, was assigned to Capital One Services LLC (McLean, Va.).
"Utilizing natural language processing to automatically perform multi-factor authentication" was invented by Vu Nguyen (Pittsburg, Calif.), Abdelkadar M'Hamed Benkreira (Washington), David Gabriele (New York), Jonatan Yucra Rodriguez (San Francisco), Joshua Edwards (Philadelphia) and Adam Vukich (Alexandria, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A device attempts to access a resource that requires a multi-factor authentication (MFA), and receives, from an MFA server device, a challenge form. The device performs natural language processing on the challenge fo...