ALEXANDRIA, Va., March 19 -- United States Patent no. 12,256,221, issued on March 18, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).

"System and method for beacon-based action validation" was invented by Ebrima N. Ceesay (McLean, Va.), Clayton Johnson (Edgewood, Md.) and Jiye Luo (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An automated method is provided for validating an action based on beacon source proximity to a user device. A user data processing device receives from a remote action validation server an action validation request. The request includes identification of an authentication device that may include a beacon transmitter and identification of a proposed action associate...