US Patent Issued to Capital One Services on March 18 for "Contactless card emulation system and method" (Maryland, Massachusetts Inventors)

ALEXANDRIA, Va., March 19 -- United States Patent no. 12,256,013, issued on March 18, was assigned to Capital One Services LLC (McLean, Va.).

"Contactless card emulation system and method" was invented by Jeffrey Rule (Chevy Chase, Md.) and Kevin Osborn (Newton, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method are described that enables mobile devices (e.g. including but not limited to a mobile phone or the like), to intercept and respond to contactless card authentication requests, allowing mobile devices to be used in place of contactless cards. Enabling mobile phone devices to emulate contactless cards decreases issues related to lost or damaged cards, enabling a single device to b...