ALEXANDRIA, Va., March 12 -- United States Patent no. 12,248,935, issued on March 11, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).
"Systems and methods for conducting remote user authentication" was invented by Abel Fletcher (Prosper, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed embodiments may include a system that may receive, from a user device associated with a user, authentication rule(s), each authentication rule associated with respective merchant(s) and comprising respective required authentication factor(s) for completing a transaction with the respective merchant(s). The system may identify a user has navigated to a merchant webpage and may determine at least one rule o...