ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,973, issued on June 3, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for user platform based recommendations" was invented by Jeremy Huang (Plano, Texas), Michelle Emamdie (Saint Augustine, Fla.), Derek Bumpas (Allen, Texas), Jiaxin Guo (Plano, Texas) and Qiaochu Tang (Frisco, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Computer-implemented methods and systems include determining vehicle grades for a user by accessing a plurality of user platforms, identifying user-related content linked to the user via the user platforms, extracting user attributes based on the user-related content, applying weights to vehicle...