ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,915, issued on June 3, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for providing manufacturer-based financial service accounts" was invented by Tobias D. Russell (Alexandria, Va.), Drew Jacobs (Arlington, Va.) and Luke A. Hammock (Washington).
According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include a mobile client device for providing real-time manufacturer-based financing. In one embodiment, the mobile device is configured to receive a product code associated with a manufacturer product offered for sale at a merchant location. The mobile device may further provide the product code to a financia...