ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,895, issued on June 3, was assigned to Capital One Services LLC (McLean, Va.).
"Self-service lender portal" was invented by Dinesh Sundaram (Plano, Texas), Sanjiv Yajnik (Dallas), Raman Bajaj (Frisco, Texas), Jacques Morel (Colleyville, Texas), Alex Baird (Carrollton, Texas) and Rajaboopathy Vijayaraghavan (Carrollton, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "A self-service lender portal provides lenders with a suite of tools for interacting with a multi-lender architecture configured to provide loan applicants with automated pre-qualification and eligibility evaluation for multiple candidate lenders. The lender portal provides lenders wi...