US Patent Issued to Capital One Services on June 3 for "Favorite merchants selection in transaction based authentication" (New York, Georgia, Virginia, Texas, Pennsylvania Inventors)

ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,442, issued on June 3, was assigned to Capital One Services LLC (McLean, Va.).

"Favorite merchants selection in transaction based authentication" was invented by Tyler Maiman (Melville, N.Y.), David Septimus (New York), Daniel Miller (Brooklyn, N.Y.), Samuel Rapowitz (Roswell, Ga.), Jenny Melendez (Falls Church, Va.), Viraj Chaudhary (Katy, Texas) and Joshua Edwards (Philadelphia).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatuses are described herein for improving computer authentication processes through presenting favorite merchants selection in transaction-based authentication. A computing device may receive a request...