ALEXANDRIA, Va., June 19 -- United States Patent no. 12,333,367, issued on June 17, was assigned to Capital One Services LLC (McLean, Va.).

"Transaction card assembly" was invented by Phoebe Atkins (Midlothian, Va.), Michael Saia (Weehawken, N.J.) and Vyjayanthi Vadrevu (Pflugerville, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A modular transaction card assembly includes a card frame having the traditional dimensions of a credit card, and a transaction card that is smaller than a traditional card and that fits into a receptacle of the card frame. The card frame may include a window in which contact pads of the transaction card are positioned and flush with the surface of the card frame when the tra...