ALEXANDRIA, Va., June 19 -- United States Patent no. 12,332,993, issued on June 17, was assigned to Capital One Services LLC (McLean, Va.).
"Third party data processing for improvement of authentication questions" was invented by Joshua Edwards (Philadelphia), Vyjayanthi Vadrevu (Pflugerville, Texas), Tyler Maiman (Melville, N.Y.), Viraj Chaudhary (Katy, Texas), Daniel Miller (Brooklyn, N.Y.), David Septimus (New York), Jenny Melendez (Falls Church, Va.) and Samuel Rapowitz (Roswell, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatuses are described herein for improving the accuracy of synthetic authentication questions by analyzing third party account data. A request for acce...