ALEXANDRIA, Va., June 19 -- United States Patent no. 12,333,531, issued on June 17, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for secure reprovisioning" was invented by Kevin Osborn (Newton Highlands, Mass.) and Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for authentication may include a first device having an association with a first account, including a memory containing one or more applets, a counter value, and transmission data, a communication interface, and one or more processors in communication with the memory and communication interface. The first device may create a cryptogram based on the counter value, wherei...