ALEXANDRIA, Va., June 19 -- United States Patent no. 12,335,256, issued on June 17, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for device binding authentication" was invented by Jeffrey Rule (Chevy Chase, Md.) and Kevin Osborn (Newton Highlands, Mass.).
According to the abstract* released by the U.S. Patent & Trademark Office: "The proposed system and method is directed at a system for generating a GPU-based mobile device signature to enhance the strength of a OTP card authentication signal. The proposed implementation leverages the NFC read capability of contactless OTP cards and WebGL image rendering functionality of mobile browser. An image, or a URL pointing to one, is received, via NFC transmission f...