ALEXANDRIA, Va., June 18 -- United States Patent no. 12,327,374, issued on June 10, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for using location-related data to generate virtual certification number data for an interaction" was invented by Joshua Edwards (Carrollton, Texas), Michael Mossoba (Great Falls, Va.) and Tyler Maiman (Melville, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method for generating virtual certification number data may comprise: receiving real-time image data from a camera of a user device; parsing location features data from the real-time image data; determining, based on the location features data, a location of the user device; upon determin...