ALEXANDRIA, Va., June 18 -- United States Patent no. 12,328,311, issued on June 10, was assigned to Capital One Services LLC (McLean, Va.).

"Computer-based systems involving enhanced one-time passcode (OTP) messaging and methods of use thereof" was invented by Daniel Alan Jarvis (Vienna, Va.), Jon Whitmore (Washington) and Patrick Zearfoss (Leesburg, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for enhanced OTP messaging, comprising: receiving a request from an application executing on a computing device of a user; generating the supplemental information based on the request; segmenting the supplemental information into a first part of the supplemental information and a second part ...