ALEXANDRIA, Va., June 18 -- United States Patent no. 12,328,393, issued on June 10, was assigned to Capital One Services LLC (McLean, Va.).

"Computer-based systems configured for authenticating based on generated virtual tokens and methods of use thereof" was invented by Lin Ni Lisa Cheng (New York), Elisa-Michelle Rodriguez (Fairfax, Va.), Leeyat Bracha Tessler (Arlington, Va.), Kyle Johnson (Seattle), Angelina Wu (Vienna, Va.), Rocky Guo (Vienna, Va.) and Michael Saia (Walpole, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods of the present disclosure enable virtual tokens for dynamically mapping virtual account numbers to actual accounts. The systems and methods include receiving a...