ALEXANDRIA, Va., July 9 -- United States Patent no. 12,356,184, issued on July 8, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for detected-capability-based authentication of a mobile device for performing an access operation with a local device" was invented by Mohammed Zafar Iqbal (McLean, Va.), Kevin Rosengren (Richmond, Va.), Max Doerfler (Richmond, Va.), Brian DeLuca (Midlothian, Va.), Anurag Joshi (Glen Allen, Va.), James Dillon (Midlothian, Va.), Richie Hollins (Mechanicsville, Va.), Jamie Warder (Bethesda, Md.), William A. Hodges (Mechanicsville, Va.) and Ken Allen (Glen Allen, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some embodiments, based on a wireless ...