ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,077, issued on July 8, was assigned to Capital One Services LLC (McLean, Va.).

"Mobile web browser authentication and checkout using a contactless card" was invented by Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A merchant page in a browser may receive selection of a first financial institution. The merchant page may generate a uniform resource identifier (URI) directed to an application. At least a portion of the URI may be registered with the application and the first financial institution in a mobile operating system. Responsive to receiving selection of the URI, the mobile OS may launch the application, which ma...