ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,105, issued on July 8, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).

"Authentication of contactless transactions" was invented by Kevin Osborn (Newton Highlands, Mass.) and Michael Wolf (Ellicott City, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed embodiments include aspects that relate to authentication of contactless interactions. Identifying information can be provided from multiple sources. A chip-embedded card can be registered to an individual and include identifying information associated with the information. During a contactless transaction, identifying information can be acquired. An individual's identity can be val...