US Patent Issued to Capital One Services on July 29 for "Systems and methods for secure read-only authentication" (Massachusetts, Texas Inventors)

ALEXANDRIA, Va., July 30 -- United States Patent no. 12,374,181, issued on July 29, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for secure read-only authentication" was invented by Kevin Osborn (Newton, Mass.) and Kevin Kelly (Austin, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for authenticating a user with a mobile device comprising a memory storing instructions, and a processor in communication with a network. The processor may be configured to execute the stored instructions to receive, from a mobile device, an authentication request; obtain, from a database, a permanent identifier associated with a transaction card; generate a temporary identifier assoc...