US Patent Issued to Capital One Services on July 29 for "System and method for multi-factor authentication" (Virginia Inventor)

ALEXANDRIA, Va., July 30 -- United States Patent no. 12,375,489, issued on July 29, was assigned to Capital One Services LLC (McLean, Va.).

"System and method for multi-factor authentication" was invented by Rohit Joshi (Glen Allen, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method for authentication a user attempting access to a service is disclosed herein. When a user attempts to gain access, a client associated with the user generates a unique authentication code that is stored at a callback server associated with the client. The user accesses an authentication server associated with the service and provides the authentication server with standard login credentials. The authentication...