ALEXANDRIA, Va., July 23 -- United States Patent no. 12,367,080, issued on July 22, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for correlating probability models with non-homogenous time dependencies to generate time-specific data processing predictions" was invented by Kevin M. Lowe (Richmond, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems use an additional determination to generate predictions of future data processing load predictions. Specifically, the methods and systems generate additional predictions based on other data sets and data calculation methodologies (e.g., data with non-homogeneous time dependencies). The methods and systems then use ...