ALEXANDRIA, Va., July 23 -- United States Patent no. 12,367,476, issued on July 22, was assigned to Capital One Services LLC (McLean, Va.).
"Programmable card for token payment and systems and methods for using programmable card" was invented by Daniel Tesser (McLean, Va.), Luis De La Rosa (Falls Church, Va.), Jeffrey Wieker (Fairfax, Va.) and Clayton Johnson (Edgewood, Md.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Programmable cards, computer-readable media, and systems are disclosed for token payment. For example, a programmable card for token payment, according to some embodiments, may include an antenna and a contact interface. The card may be configured to store, in the rewritable memory, a token t...