ALEXANDRIA, Va., July 23 -- United States Patent no. 12,368,590, issued on July 22, was assigned to Capital One Services LLC (McLean, Va.).
"Computer-based systems configured to dynamically generate authentication steps to perform at least one action and methods of use thereof" was invented by Kevin Osborn (Newton Highlands, Mass.) and Jeffrey Rule (Chevy Chase, Md.).
According to the abstract* released by the U.S. Patent & Trademark Office: "In some embodiments, the present disclosure provides an exemplary method that may include steps of determining an identity of at least one user of a plurality of users based on a multi-factor authentication; utilizing an identity tokenizer to generate at least one temporary identity token associated ...