ALEXANDRIA, Va., July 3 -- United States Patent no. 12,346,391, issued on July 1, was assigned to Capital One Services LLC (McLean, Va.).

"System and method for efficient generation of machine-learning models" was invented by Austin Walters (Savoy, Ill.), Jeremy Goodsitt (Champaign, Ill.) and Vincent Pham (Champaign, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for determining data requirements to generate machine-learning models. The system may include one or more processors and one or more storage devices storing instructions. When executed, the instructions may configure the one or more processors to perform operations including: receiving a sample dataset, generating a plurality of data c...