ALEXANDRIA, Va., Jan. 29 -- United States Patent no. 12,211,030, issued on Jan. 28, was assigned to Capital One Services LLC (McLean, Va.).
"Relaxed fraud detection for transactions using virtual transaction cards" was invented by Abdelkadar M'Hamed Benkreira (Washington), Joshua Edwards (Philadelphia) and Adam Vukich (Springfield, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A device may receive an authorization request, associated with a transaction made by a user device as part of a checkout procedure of a website, that includes a virtual transaction card identifier of a virtual transaction card that is being used for the transaction, and a first merchant identifier for a merchant associated with th...