ALEXANDRIA, Va., Jan. 28 -- United States Patent no. 12,536,525, issued on Jan. 27, was assigned to Capital One Services LLC (McLean, Va.).
"Applets for contactless card activation" was invented by Jeffrey Rule (Chevy Chase, Md.) and Wayne Lutz (Fort Washington, Md.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Contactless cards, apparatuses, computer-readable media, and methods for activating a contactless card are provided. A contactless card may communicate, to a client device via a wireless communications interface, a network address associated with a web page. The contactless card may generate a cryptogram responsive to a request from the web page on the client device. The contactless card may communic...