US Patent Issued to Capital One Services on Jan. 20 for "Client device authentication using contactless legacy magnetic stripe data" (Virginia Inventors)

ALEXANDRIA, Va., Jan. 20 -- United States Patent no. 12,532,170, issued on Jan. 20, was assigned to Capital One Services LLC (McLean, Va.).

"Client device authentication using contactless legacy magnetic stripe data" was invented by Evan Lerner (Midlothian, Va.) and Lara Mossler (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A technique for generating a diversified encryption key for a contactless legacy magnetic stripe card is disclosed. The diversified key can be generated using a master key, a key diversification value and an encryption algorithm. In one example embodiment, the key diversification value can be provided by the user as a fingerprint, numeric code or photo. The user can provide ...