US Patent Issued to Capital One Services on Jan. 13 for "Transaction based authentication with item-level data" (New York, Georgia, Texas, Virginia, Pennsylvania Inventors)

ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,766, issued on Jan. 13, was assigned to Capital One Services LLC (McLean, Va.).

"Transaction based authentication with item-level data" was invented by Daniel Miller (Brooklyn, N.Y.), Joshua Edwards (Philadelphia), Jenny Melendez (Falls Church, Va.), David Septimus (New York), Tyler Maiman (Melville, N.Y.), Viraj Chaudhary (Katy, Texas), Samuel Rapowitz (Roswell, Ga.) and Vyjayanthi Vadrevu (Pflugerville, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects described herein may provide techniques for authenticating a user using transaction-based authentication questions that are generated based on item-level purchase data. The item-level pur...