US Patent Issued to Capital One Services on Jan. 13 for "Systems and methods for cryptographic authentication of contactless cards" (Maryland, Massachusetts Inventors)

ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,526,149, issued on Jan. 13, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for cryptographic authentication of contactless cards" was invented by Jeffrey Rule (Chevy Chase, Md.) and Kevin Osborn (Newton Highlands, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. One or more applets of the contactless card are configured to dynamically generate an encrypted payload appended to a link, wherein the contactless card is configured to transmit the link with the appended payload to...