ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,513, issued on Jan. 13, was assigned to Capital One Services LLC (McLean, Va.).
"Methods and systems for facilitating secure authentication of user based on known data" was invented by Austin Walters (Savoy, Ill.), Jeremy Goodsitt (Champaign, Ill.), Galen Rafferty (Mahomet, Ill.), Anh Truong (Champaign, Ill.) and Grant Eden (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are described herein for improvements to authenticate users, particularly authenticating a user based on data known to the user. For example, methods and systems allow for users to be securely authenticated based on data known to the users over remo...