ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,745, issued on Jan. 13, was assigned to Capital One Services LLC (McLean, Va.).
"Check tampering prevention using blockchain" was invented by Adam Vukich (Alexandria, Va.), Colin Hart (Arlington, Va.), Jason Ji (Reston, Va.) and Kaitlin Newman (Washington).
According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments are directed to techniques for ensuring that a negotiable instrument has not been altered between the time the instrument leaves the hands of the payor and when the check is presented for redemption by the payee by recording an image of the check in a data block in a blockchain and retrieving the image when the check is presented fo...