US Patent Issued to CAPITAL ONE SERVICES on Feb. 4 for "Systems and methods for user authentication to verify transaction legitimacy" (California, Virginia, Texas Inventors)

ALEXANDRIA, Va., Feb. 5 -- United States Patent no. 12,217,259, issued on Feb. 4, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).

"Systems and methods for user authentication to verify transaction legitimacy" was invented by Kaush Kumar (Falls Church, Va.), Jennifer Chu (San Francisco) and Anand Kumar (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed technology relates to improved user authentication to verify transaction legitimacy. An exemplary system may send a request for a current image to a mobile device associated with a user. The request may include an indication of a requested action to be performed by the user. The system may classify an action depicted in the curre...