ALEXANDRIA, Va., Feb. 5 -- United States Patent no. 12,217,250, issued on Feb. 4, was assigned to Capital One Services LLC (McLean, Va.).
"Secure contactless credential exchange" was invented by Jeffrey Carlyle Wieker (Fairfax, Va.), Eric Medin (Fairfax, Va.) and Kaushal Wadhwani (Falls Church, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a credential device may receive a request to generate a virtual credential from a user device associated with a first unique identifier, wherein the request includes a second unique identifier associated with a terminal to receive the virtual credential. The credential device may generate the virtual credential based on the request and a prima...