US Patent Issued to Capital One Services on Feb. 25 for "Biometrics-infused dynamic knowledge-based authentication tool" (Virginia, Georgia, Texas Inventors)

ALEXANDRIA, Va., Feb. 26 -- United States Patent no. 12,236,430, issued on Feb. 25, was assigned to Capital One Services LLC (McLean, Va.).

"Biometrics-infused dynamic knowledge-based authentication tool" was invented by Samuel Rapowitz (Roswell, Ga.), Viraj Chaudhary (Katy, Texas) and Zviad Aznaurashvili (Reston, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects described herein may use behavioral biometric data to authenticate an individual that requests performance of an action related to a financial account. In response to the request, challenge questions relating to recent transactions conducted with the financial account may be generated. The challenge questions may be provided to the individu...