US Patent Issued to Capital One Services on Feb. 18 for "Generation of authentication questions based on user-created transaction limitations" (New York, Georgia, Virginia, Texas, Pennsylvania Inventors)

ALEXANDRIA, Va., Feb. 19 -- United States Patent no. 12,229,231, issued on Feb. 18, was assigned to Capital One Services LLC (McLean, Va.).

"Generation of authentication questions based on user-created transaction limitations" was invented by Viraj Chaudhary (Katy, Texas), David Septimus (New York), Jenny Melendez (Falls Church, Va.), Samuel Rapowitz (Roswell, Ga.), Tyler Maiman (Melville, N.Y.) and Joshua Edwards (Philadelphia).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatuses are described herein for improving the accuracy of authentication questions using transaction limitations provided by users. A request for access to an account associated with a user may be received from ...