US Patent Issued to Capital One Services on Feb. 10 for "User authentication based on account transaction information in text field" (New York, Georgia, Virginia, Texas, Pennsylvania Inventors)

ALEXANDRIA, Va., Feb. 11 -- United States Patent no. 12,548,027, issued on Feb. 10, was assigned to Capital One Services LLC (McLean, Va.).

"User authentication based on account transaction information in text field" was invented by Tyler Maiman (Melville, N.Y.), David Septimus (New York), Samuel Rapowitz (Roswell, Ga.), Jenny Melendez (Falls Church, Va.), Viraj Chaudhary (Katy, Texas) and Joshua Edwards (Philadelphia).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatuses are described herein for authenticating access to an account using questions which allow users to provide textual information about transactions conducted by an account. A machine learning model may be trained to p...