US Patent Issued to Capital One Services on Dec. 9 for "Systems and methods for cryptographic authentication of contactless cards" (Virginia, Massachusetts Inventors)

ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,494,915, issued on Dec. 9, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for cryptographic authentication of contactless cards" was invented by James Ashfield (Midlothian, Va.), William Duane (Westford, Mass.) and Kevin Osborn (Newton Highlands, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Example embodiments of systems and methods for data transmission between contactless card and receiving devices are provided. In an embodiment, the contactless card may be configured to create a cryptogram based on a plurality of keys and a counter. The cryptogram may be transmitted to the receiving device. The contactless card ma...