ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,493,869, issued on Dec. 9, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for cryptographic authentication of contactless cards" was invented by Daniel Herrington (New York), Rajko Ilincic (Annandale, Va.) and Jeffrey Rule (Chevy Chase, Md.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Example embodiments of systems and methods for data transmission in a contactless card and client application are provided. The contactless card comprises a visual display, processor, and a memory which includes a first applet, unique identifier, and value. A client application comprises instructions for execution on a client device, and is i...