US Patent Issued to Capital One Services on Dec. 9 for "Secure password generation and management using NFC and contactless smart cards" (Maryland, Massachusetts Inventors)

ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,493,679, issued on Dec. 9, was assigned to Capital One Services LLC (McLean, Va.).

"Secure password generation and management using NFC and contactless smart cards" was invented by Kevin Osborn (Newton, Mass.) and Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments are directed to securely generating and managing passwords using a near-field communication (NFC) enabled contactless smart card. For example, a secure password may be generated by generating a random number via a random number generator of the contactless smart card and converting the random number to one or more human-readable characters. In anot...